Take A Break!

It's the last month of the year already..my investment returns have been showing promising results before the major U-turn started in November, and December does not look that good as well. But that is part and parcel of the investment life cycle, just like our life, it has its ups and downs. More importantly we survive and strengthen our position during the downs. Learn to capitalise on opportunity offered during the downs and emerge stronger when ups are back.

I like December because most people is in holiday mood - family travelling plan, catching up with friends, time to sit back and think of the big plan for next year, etc. I recalled when I graduated, I enjoyed taking time to plan what to achieve in the coming year and putting them down in a little diary and tried to check the progress during the first two months...more often than not, I forgot about the plan from third month onwards because I lost focus as a result of many unforeseen challenges. That explained why I did not achieve most of them those years, especially my investment plan!! ...but still, I enjoyed having that plan year after year. Reason being it gave me hope that there would be better times ahead if we plan ahead and execute it well. 
Fortunately I still keep the old habit of year end planning. My investment plan for the last 5 years have shown me that if I stay focus, I am getting very close to what I planned for. It has given me more confident and I am excited to plan for the next 5 years. Yes, lets take a break - everyone deserves a good break at least once a year. We need to maintain a calm mind in a bearish market.

"A calm mind is the ultimate weapon against your challenges. So relax." - Bryant McGill